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On top of that, the card has automatic email and text alerts for when payments are due or if you exceed your credit limit, so you can stay in the know with your account.
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Meanwhile, buying something with a credit card can afford you more protection than buying using a debit card or cash.
Some credit cards are even designed to help those with bad credit to improve their credit rating, helping open the door to a whole range of other financial products they may not have otherwise been eligible for.
and balance transfer deals is probably your best bet if you're a regular shopper, alongside its 25 month interest free balance transfer window with a 2.9% fee and 0% on purchases, also for 25 months, followed by 18.9%.