Consolidating my credit card debt
Transfer a balance within 60 days of opening an account to get the 0% deal; otherwise the rate will be 20.9% p.a.Find out more about combining your credit card debt into one low or 0% interest rate credit card Feel like you’re paying too much in credit card interest?
Their loan application process is all online - and it takes very little time.
A debt consolidation loan is something you should only consider if you carry a balance on your credit cards.
You’ll need a good to excellent credit score — above 690 — to qualify for most cards.
Make a budget to pay off your debt by the end of the introductory period, because any remaining balance after that time will be subject to a regular credit card interest rate.
This means that simply making the minimum repayments will never be enough to pay off the credit card debt in full.