If you are struggling to manage your debt but unsure of what steps to take, you can look into solutions offered by loan consolidation companies. Many of these paths negatively affect your credit score, require long-term dedication and obligate you to still pay off the majority of what you owe.
These offers of financial assistance for credit card debt may be phony.
Help does exist in the form of specific legal protections.
Sometimes you reach a point where debt becomes overwhelming.
Late payments, medical bills and personal emergencies can all add to a mounting amount of debt.
This is the first six digits for Master Card and Visa cards.