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Chris Speltz has served as CEO of Credit since 2010.

In addition to publishing proprietary industry research to consumers, Credit also provides a credit card catalog to more than 600 websites through its affiliate program.

Make it yourself next time.""Have your friend drink it.""If you complain so much that the bartender takes it back to shut you up, but then don't expect anything resembling good service for the rest of the night and/or any other time you come back.

Bartenders remember that crap." "If you see the bartender cleaning glasses in a sink, or, yuck, using a bar towel to dry them, drink something that comes in a bottle or can.

The site lets consumers compare credit cards by category or by issuer, and refers consumers to their selected card's issuers, where they apply for a card.

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